Author name: kigAdmin

Although a difficult concept to consider, workplace violence related losses could be an exclusion on most of your insurance policies. […]

It is common practice, or at least it appears to be common, to see business owners excluding coverage for themselves

As an example, let’s discuss an art gallery’s insurance program. An art gallery owner (named Ray) rents space directly from

Often, employees will use their own personal vehicle when conducting business dealings on behalf of their employer. When this happens,

Building projects requiring forensic type insurance programs for the purposes of control: An OCIP policy will provide the ability for

Only provides coverage under the general liability form if the insured is not in the business of manufacturing, selling, serving,

There are two different types of applicable coverage when dealing with patent based insurance coverages. Liability Only – This type

If you are an establishment that sells, serves, or helps in any way in the purchase or even consumption (in

Does your company use your personally owned vehicle for your company? Do you rent trucks or use other peoples’ vehicles

This type of insurance would pay up to the chosen limit if you willingly give something of value to someone